Top WooCommerce Payment Gateways in USA

What is a Payment Gateway?

A payment gateway is a technology used by merchants to accept debit/credit card purchases from customers. It stores the customer details securely and allows the transactions safely. Thus a payment gateway acts as a mediator between the customer and the merchant to carry out the transaction securely and promptly. In this blog, we will see the best Payment Gateways in USA.

The payment gateways serve as the frontend processor for online sellers. An online payment gateway is a significant feature that every e-commerce platform offers. So they provide this facility by integrating with a payment gateway. A right payment gateway is very essential to set up the e-store payment in the right manner. Since most of the people rely on online shopping sites to make their purchase. The payment gateways help the merchants to make their interaction with customers faster and simpler.

Now let’s check some of the payment gateways in the USA which have shown significant performance in the field of online purchase.

1. STRIPE

There is no doubt that Stripe is one of the powerful payment platforms to set up a marketplace or to accept payments. They claim to handle billions of dollars worth transactions every year. And it is mostly used in the US, Canada, Australia, and the UK. It provides a range of tools to optimize your payment. Stripe ensures data security along with a fast and simple payment method. It also offers WooCommerce integration, thus ensuring its working in a standard way.

Stripe offers subscription services and easy checkout. Recently, it has brought in a lending feature that offers loans to its users as an attempt to make the economy smoother. Stripe also allows the users to view the dashboard, where they can reflect sales. Therefore Stripe is a diverse payment gateway that demands a lot of technical knowledge.

Stripe offers a special advantage to Europe based merchants. It is by offering a card processing fee of 1.4% plus 20p per transaction. And for Non-European cards, the processing fees are 2.9%, plus $0.30 per charge

2. AUTHORIZE.NET

Authorize.Net is considered to be one of the highly used payment gateways in the USA with many traders using its service worldwide. It was founded in 1996 and accepts online payments through credit cards and electronic checks. Thus helping the merchants to sell more in both local and online stores. It works best with WooCommerce, Magneto and several shopping carts. In order to access it, you need to pay $49 as set up fees and $29 as monthly gateway fees.

Authorize.Net provides you with 24/7 free support that can assist you when building custom connections and thus helps to optimize the potential of the platform. It supports all the major credit cards like Visa card, Master Card, American Express, etc. Also, it is compatible with digital payment services such as Apple Pay, PayPal, and Visa Checkout. Their main aim is to streamline the payment process which allows you to make transactions easily.

You can even try the plugins to make your store website ready for Authorize.net payment gateway to accept credit/debit cards on your WooCommerce store in a safe way. 

3. AMAZON PAY

Amazon Pay is an online payment processing service that was launched in 2007 by Amazon. It allows the users to make payments through their existing Amazon account without having to leave the shopping window. Amazon pay provides the benefits of instant checkout, balance tracking, faster balance refund, fraud detection, customer verification, etc. The payment gateway focuses on solving every possible challenge faced by the use. Amazon Pay is free and easy to install on WooCommerce.

Amazon Pay offers a safe checkout experience and robust risk management services. Thus making the transactions 100%secure charging n additional fees. Therefore Amazon Pay is a fully-equipped payment gateway that helps the merchants upgrade, sell, and direct products and orders. Thus optimizing the marketplace activities and converting them into reliable vendors. They charge 2.9% plus $0.30 per transaction for domestic U.S transactions and cross border transactions are subjected to an additional fee of 3.9%. 

4. PAYPAL

One of the most widely used payment gateways for both debit and credit card payments, launched in 1999. PayPal WooCommerce integration is made easy, it provides payment processing services for e-commerce traders, auction sites, and other commercial institutions around the world. It offers the features of easy cart integration, more customization options, online invoicing, and also facilitates credit card payments over the phone. PayPal also offers a 180-day refund option for the users. PayPal Pro enables the merchants to modify their entire checkout process so that the customers do not have to leave the site. It provides its service across the world with the features of quick sign up and ease of transaction.

The customers do not require to pay anything for using PayPal, but the store owners will have to pay a small transaction fee of 2.9% and $0.30 per credit card transaction. The pay is only after receiving and also there are no setup fees, gateway fees, or monthly fees.

Also read about Best WooCommerce Payment Gateways in India.

Conclusion

A well-built payment gateway is very necessary for the efficient working of an online store. There are several such payment gateways used in the USA. So here we have discussed a few of those top payment gateways in detail. Each payment gateway has got its own unique features. So the selection of the payment gateway depends upon the demand of the user and the attributes he needs in essential.